Standings & stats
Who leads the European EMI register?
Live leaderboards by passporting footprint, PSD2 breadth, longevity, and recent register activity. Refreshed daily.
Regional standings
Where the European EMI register is licensed. Editorial grouping; UK shown separately so Western Europe excludes GB.
Strength Index
Single composite score across passporting reach, PSD2 breadth, and licence tenure. Weights 45 / 35 / 20.
- 1ACAce Union Limited
United Kingdom
Reach 0Scope 3Tenure 8y15Limited - 2
Airbnb Payments UK LimitedUnited Kingdom
Reach 0Scope 3Tenure 8y15Limited - 3ALAllied Wallet Limited
United Kingdom
Reach 0Scope 3Tenure 8y15Limited - 4ARArgentex LLP
United Kingdom
Reach 0Scope 3Tenure 8y15Limited - 5AZAzimo Ltd
United Kingdom
Reach 0Scope 3Tenure 8y15Limited - 6
Bilderlings Pay LimitedUnited Kingdom
Reach 0Scope 3Tenure 8y15Limited - 7CACambridge Mercantile Corp. (UK) Limited
United Kingdom
Reach 0Scope 3Tenure 8y15Limited - 8CECenttrip Limited
United Kingdom
Reach 0Scope 3Tenure 8y15Limited - 9CFCFS-ZIPP Limited
United Kingdom
Reach 0Scope 3Tenure 8y15Limited - 10CHCheckout Ltd
United Kingdom
Reach 0Scope 3Tenure 8y15Limited
Newcomers
Most recent authorisations on the register.
- 1ODODOLA LTD
23 Apr 2026
- 2BRBRITE PAYMENTS LIMITED
21 Apr 2026
- 3CACardaq Limited
17 Apr 2026
- 4FAFAIRMAY LTD
31 Mar 2026
- 5PLPLATA CAPITAL UK LIMITED
26 Mar 2026
- 6VIVINTED PAY LIMITED
13 Mar 2026
- 7MAMAP E-PAY SOLUTIONS LIMITED
20 Feb 2026
- 8BOBOUND RATES LIMITED
19 Feb 2026
- 9TETENORA FINANCIAL SOLUTIONS LIMITED
19 Feb 2026
- 10CRCREZCO LIMITED
28 Jan 2026
- 11RIRIPPLE MARKETS UK LTD
09 Jan 2026
- 12CACAPI MONEY UK LTD
05 Jan 2026
Free agents
Defunct or withdrawn authorisations. Grant date shown when withdrawal date not on record.
- 1AIAIRWALLEX (UK) LIMITED
Defunct
- 2ALAlipay (Europe) Limited S.A.
Defunct
- 3ALAllstar Business Solutions Limited
Defunct
- 4AMAmazon Payments Europe S.C.A.
Defunct
- 5AMAmerican Express Advanced Services Europe Limited
Defunct
- 6APAPS Financial Ltd
Defunct
- 7ASASOS Payments UK Limited
Defunct
- 8ATAttach (Global) Limited
Withdrawn
- 9AUAuthoripay Emoney Ltd
Defunct
- 10BIBiilz UK Ltd
Withdrawn
All-Star team
Editor's picks across five categories. Subjective; not derived from rankings above.
Cross-border money movement

Wise Payments Limited
Multi-currency accounts and tight FX spreads at scale.
SME issuance

Revolut Ltd
Multi-account, multi-card SME stack with deep passporting.
Retail consumers

Curve UK Limited
Wallet-of-wallets retail spending experience.
Bottom of the register
Counterpoint to the All-Star team. Every card is data-derived from the public register or reader reviews.
Lowest strength
EMBED PAY LTD
Active record with the weakest combined reach, scope and tenure on file.
Strength 6/100
Recently withdrawn
Attach (Global) Limited
Authorisation has been withdrawn on the public register.
Licence withdrawn
Status: defunct
AIRWALLEX (UK) LIMITED
Regulator marks this institution as defunct rather than active.
Status defunct
Sparsest footprint
ZELLER UK LIMITED
Active record with no website link and very limited reach or scope.
Strength 9/100
Reference data sourced from the FCA Financial Services Register and the EBA EUCLID register; refreshed daily. Editorial groupings and picks documented inline.